Secure Credit Application

Apply for Financing, On Your Terms.

Fill out and sign your application right here in a few minutes — day or night. It goes straight to our financing office over an encrypted connection, and we'll come back to you with real options. Applying doesn't obligate you to anything.

Secure & encrypted. Your application is sent over an encrypted connection straight to our financing office. Your full Social Security number is transmitted to our lending partners and is never stored on this website.

About you

The primary applicant.

First name *

Last name *

Mobile phone *

I consent to receive text messages from RydeTime Auto regarding my vehicle inquiry, appointments, credit application, financing, vehicle purchase, required documents, title/registration matters, and related customer service communications. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not required to submit an application or purchase a vehicle.

Date of birth *

Social Security number *🔒 not stored here

Driver's license #

Where you live

Your current home address.

Street address *

City *

State *

ZIP *

Own or rent? *

Monthly rent/mortgage *

How long have you lived here? *

Work & income

How you earn — steady income is what lenders look for most.

Employment status *

Gross monthly income *

Employer *

Job title *

Work phone *

Time on this job *

Other monthly income

Source of other income

You do not have to disclose alimony, child support, or separate maintenance income unless you want it considered.

Co-applicant

Adding one can help you qualify. Totally optional.

Add a co-applicant

Your deal

Helps us match you to the right vehicle and lender.

Vehicle you're interested in

Cash down you can put *

Target monthly payment

Review & sign

Your electronic signature authorizes us to check your credit.

By typing my name below and submitting this application, I certify that the information provided is true and complete, and I authorize RydeTime Auto and its lending/financing partners to obtain my consumer credit report and to verify the information in this application for the purpose of evaluating my creditworthiness for a vehicle financing transaction. I understand this is an application only and does not guarantee financing approval or any particular terms. This authorization is a legally binding electronic signature under the federal E-SIGN Act and applicable state law.

I have read and agree to the authorization above, and I consent to a credit inquiry. *

Type your full legal name to sign *

Submitting does not guarantee approval. Financing is subject to lender credit approval.

Submitting a credit application does not guarantee approval. Financing is subject to lender credit approval, and final terms — including APR, term length, and required down payment — are determined by the lender based on your application. RydeTime Auto transmits your application securely to its lending partners and does not retain your full Social Security number on this website.